Terms and conditions for using gifilunouvara

By accessing or using gifilunouvara.com, you agree to these terms and conditions. Please read them carefully before using our services or website.

September 7, 2025

Acceptance of terms

Use of this site constitutes acceptance of these terms. If you do not agree, please discontinue use immediately. We may update terms at any time without notice.

Definitions

Key terms used in these conditions:

• 'gifilunouvara' refers to the website gifilunouvara.com and its operators.
• 'User' means any person accessing or using this site or its services.
• 'Content' includes all information, images, and materials on this website.
• 'Services' refers to the financial planning solutions offered by gifilunouvara.

Use of our services

Our services are for informational and consultation purposes only. We do not offer legal, tax, or investment advice through this site.

Eligibility

Users must be at least 18 years old and capable of entering into binding agreements under Australian law.

Proof of age may be required for certain services.

User responsibilities

Users must ensure their information is accurate and comply with these terms.

• Provide truthful and complete information during enquiries or consultations.
• Abide by all applicable laws and regulations when using our site.
• Respect the intellectual property rights of gifilunouvara and third parties.
• Avoid any activity that may disrupt, damage, or interfere with site functionality.

Prohibited uses

You may not use this site or its services to:

• Engage in any unlawful, fraudulent, or deceptive activities.
• Transmit malware, viruses, or harmful code.
• Access or attempt to access restricted areas without permission.
• Impersonate others or misrepresent your identity.
• Collect or misuse personal data of others without consent.

Intellectual property rights

All site content is owned or licensed by gifilunouvara. Unauthorised use, reproduction, or distribution of materials is prohibited without written permission.

User submissions

By submitting content to gifilunouvara, you grant us a non-exclusive licence to use it for service provision.

Privacy and data protection

We handle your information in accordance with our Privacy Policy. Please review it for details on data collection and use. Read our Privacy Policy

Disclaimer of liability and warranty

Information is provided on an 'as is' basis without guarantees of accuracy or suitability.

Limitation of liability

gifilunouvara is not liable for any direct or indirect losses resulting from your use of this site or reliance on its content.

Indemnity

You agree to indemnify and hold gifilunouvara harmless from any claims arising from your use of our services or site.

Dispute resolution process

Disputes will be handled under Australian law. We encourage informal resolution first.

Applicable law and jurisdiction

These terms are governed by the laws of Australia. Any disputes are subject to Australian courts.

Termination

gifilunouvara may suspend or terminate your access for breach of these terms without notice.

Changes

We may update these terms periodically. Continued use signifies acceptance of changes.

Severability

If any term is found invalid, the rest remain effective.

Entire agreement

These terms constitute the complete agreement between you and gifilunouvara regarding site use.

Contacting gifilunouvara support

For questions about these terms, please use our contact details below.